Frequently Asked Questions
To get started, we typically just need your most recent 3 months of business bank statements. For larger amounts, we may request additional documentation such as a driver's license or voided check.
Many of our clients receive funds within 1–2 business days after approval. Our process is designed to be as quick and efficient as possible.
No. Your credit score never affects your funding decision — there are no hard credit pulls and no FICO minimums. We look at your business's revenue and cash flow, so businesses with any credit profile can qualify.
No. Diesel Funding does not perform hard credit pulls, and there are no FICO minimums — your credit score never affects your funding decision. Our underwriting focuses entirely on your business's cash flow, daily balances, and deposit consistency.
Repayments are automated and flexible. They are typically made via a small daily or weekly ACH deduction from your business bank account, designed to work with your cash flow.
No, applying with Diesel Funding is free. There is no cost to see what you qualify for.
Diesel Funding is a direct funder. We underwrite and fund deals with our own capital and work with ISO and broker partners nationwide.
Yes. Diesel funds businesses nationwide, including Texas.
We pay competitive same-day commissions on funded deals.
We fund B+ paper and up — established businesses with consistent revenue and a solid track record. We don't fund startups. Our underwriting focuses on your business's cash flow and revenue trends. Submit deals through our partner page and our team will respond quickly.
Yes. Diesel Funding underwrites and funds MCA reverse consolidations in-house, along with staged (tranched) funding. Reverse funding is a core product for us, not an exception — every file is underwritten individually.
A reverse consolidation is a merchant cash advance consolidation with a reverse structure — like any MCA, it's a purchase of future receivables. Instead of one lump sum, the funder sends the merchant scheduled weekly deposits sized to cover the remittances on its existing advances. The merchant keeps remitting on existing positions on schedule while its total weekly outflow goes down.
Often, yes. Merchants with multiple open MCA positions and solid underlying revenue are exactly who our reverse program is built for. Consolidating MCA positions through a weekly deposit structure can lower the merchant's total weekly outflow without adding another stack. Send the file through our partner page and we'll review it quickly.