Diesel Funding ISO Buy Box & MCA Funding Guidelines
This page provides current guidelines for brokers and ISOs submitting merchant cash advance opportunities to Diesel Funding. Diesel Funding purchases a portion of a business's future receivables — a merchant cash advance is not a loan. Guidelines are provided for general submission planning and remain subject to underwriting and final approval.
Last Updated:
Current ISO Buy Box
Expand the guidelines below to review the current criteria for submission planning.
- Funding Amount
- $5,000 – $3,000,000
- Product Type
- Purchase of future receivables (merchant cash advance) — not a loan
- Minimum FICO
- No FICO minimum
- Credit Check
- No hard credit pull required to apply
- Underwriting Approach
- Cash-flow and business-revenue focused
- Minimum Time in Business
- 1 year
- Minimum Monthly Deposits
- $30,000
- Paper Grade
- B paper through D paper
- Eligible Entity Types
- LLC, Corporation, Sole Proprietorship, Partnership
- Term Length
- Typically 1–8 months, flexible
- Payment Frequency
- Daily or weekly
- Reverse Consolidation
- Available for qualifying transactions
- Staged / Tranched Funding
- Available for qualifying transactions
- Direct Funding
- Diesel Funding underwrites and funds transactions directly using its own capital
Funding guidelines are provided for general reference and do not constitute a guarantee of approval or funding. A merchant cash advance is the purchase of future receivables, not a loan. Individual transactions are evaluated based on the merchant's business performance, cash flow, existing obligations, industry, and other underwriting considerations. Guidelines may change as underwriting criteria evolve.